Nice try Linseed. You were just itching to post. Someone posted and you felt stronger for it. You are naive and uninformed...and let's face it...sometimes full of shit. Do you have children? Have you been a victim of identity theft? Have you been a victim of credit card fraud? How about a debit card and losing all the money in your account. Get back to me regarding these issues after any of those happen. 2003?...You're a baby. And keep your day job -- you're not very good at guessing. I heard 3zc is taking new applications.